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1. Swift Disbursal: Recognizing the urgency of business funding, we ensure rapid disbursal of loans. Small business loans can be approved and disbursed within three days, enabling your business to thrive without delays due to insufficient funds.
2. Minimal Documentation: To simplify the loan application process, we require minimal documentation. Say goodbye to extensive paperwork – our online platform allows you to submit business loan documents effortlessly.
3. Competitive Interest Rates: Committed to supporting small businesses in India, we offer competitive interest rates. This ensures that you can access financial assistance without the burden of exorbitant payments.
4. Flexible Tenors: Tailoring our services to your needs, we provide flexibility in choosing a repayment tenor. Whether you prefer a shorter or more extended period, you have the option to repay the loan over three years, accommodating your financial preferences.
Trust us for a seamless and efficient business loan experience that aligns with your business growth needs.
Check out the Eligibility criteria for our Business Loan.
Our business loan eligibility extends to self-employed individuals, proprietors, private limited companies, and partnership firms. Explore the details below to understand the eligibility criteria for our business loans:
To determine your eligibility, you can check the business loan eligibility criteria online or contact Shivay Financial Consultant.
The following documents are required in order to apply for a business loan from Shivay Financial Consultant:
Photo Identity Proof (Any one):
Address Proof (Any one):
Proof of Income:
For Self-Employed Professionals / non-professional:
For Parntership Firm:
For Private Limited Company:
The monthly part-payment that you make to repay your Business Loan is known as an Equated Monthly Instalment (EMI). This monthly payment includes repayment of the principal amount of your loan divided over the period of the loan, with the agreed interest amount on the outstanding amount of your business loan. Shivay Financial Consultant online Business Loan EMI Calculator is essential to make an up-to-date decision to execute your Business Loan Plan at optimum levels. This EMI calculator online aids you to perform complex computing functions to calculate your Business Loan Equated Monthly Instalment accurately in an instant.
The fees and charges of Business Loan usually vary from lender to lender and from case to case. The aforementioned table will give you a fair idea of the fees and charges related to Business Loan:
| Particulars | Charges |
|---|---|
| Loan Processing Fees | Upto 2% of the loan amount plus Taxes |
| Stamp Duty Charges | Payable as per the state law |
| Rate of Interest | Starting at 14.99% |
| Rack Interest Rate Range | Minimum 10.00% and maximum 22.50% |
Other fees and charges that lenders may levy on your business loan include documentation charges, verification charges, duplicate statement charges, NOC certificate charges and swap.
I can't thank the loan company enough for their prompt and efficient service. From the moment I applied, the team guided me through the process seamlessly. The quick approval time exceeded my expectations, and their commitment to customer satisfaction is truly commendable.
Choosing this loan company was a game-changer for me. Their transparency in explaining terms and conditions was refreshing. The interest rates were fair, and there were no hidden fees. It's rare to find a lending partner that prioritizes honesty and integrity. I'll definitely be recommending them to friends and family.
The loan company stood out for its personalized approach. The team took the time to understand my financial needs and offered a range of flexible options tailored to my situation. The communication was excellent, and they made the entire process stress-free. I appreciate your dedication to customer satisfaction and will be a returning client in the future.
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